Installment Loans
Installment Loans available online. Apply online with no impact to your credit score.
How Do Installment Loans Work?
Installment loans are personal loans a borrower gets the cash up front and uses it to pay for unexpected expenses like home fixes and car repairs.
Unlike a payday loan, the repayment period on an installment loan is paid over a longer period in monthly payments. If approved, the amount you receive will vary depending on your state laws, and your income and the underwriting criteria.
What Do I Need to Apply?
• Must be 18 years or older
• Steady monthly income
• Valid email and working phone number
• United States citizen or legal resident
• Bank account accepts direct deposits
Where Can I Get an Installment Loan?
You can get an installment loan at several places. Most people think of banks and credit unions but the problem there is you need almost perfect credit and some type of collateral. With online installment loans the application is free, you get an instant decision online, there are no hard credit checks and no collateral required.
What Can I Use My Installment Loan On?
When you apply and get approved for an instant installment loan it is your loan. This means you can use it on what you want or need with no restrictions. Some of the most common uses are listed below.
Car Repair
Home Repair
Over Due Utilities
Past Due Rent
Over Due Taxes
Doctor Bills
Benefits of a Installment Loan When You Apply Through Payday Cash Express
- Free Application
- Instant Decision With in Minutes
- No Hard Credit Checks
- Pay back over time
- Same payment every month
Do You Need a Fast Personal Loan?
If you are in need of a fast personal lloan you are in the right place. Start with the installment loan application and submit it to our large network of lenders and if you are approved get cash as soon as one business day with a competitive interest rate.
Installment Loan Questions
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What is an Installment Loans?
An installment loan is a personal loan that allows you more time to repay than a traditional payday loan. Installment loans allow you to repay the loan in monthly scheduled payments called installments that are substantially equal in amount every month.
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Can I get an Installment Loan?
An installment loan might be a good solution when you need a personal loan with an extended monthly repayment period.
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How do I apply for an installment loan?
Pllying for an installment loan online is simple. Start by clicking the apply now button or visit our application page. Next enter your basic information and then click the submit button. Finally with in minutes you will receive your loan decision.
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Is there an application fee for an installment loan?
There are no application fees on loans when you apply through Payday Cash Express.
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If approved for an Installment Loan, When will I receive my money?
Once you are approved online and you esign agreeing to the rate and terms the lender will release the funds by direct deposit and should be in your bank as soon as the next business day.
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Can I get an Installment Loan with bad credit?
Yes, even with bad credit you still can apply. Our lenders do noy do hard credit checks. This means no credit score required. Use the income from your job as your good credit.
Proudly Serving Our Customers
“ Got a great installment loan with monthly payments ”
Payton L.
Customer
“Got the cash fast very satisfied with my offer”
Mike B.
Customer
“I was in need of money and I got approved quickly.”
Emily M.
Customer
Main Office
Address: 7633 East 63rd Place Tulsa, OK 74133
Phone: 1(844)514-1127
Email: Info@PaydayCashExpress.com
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
Credit Implications
Payday Cash Express does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at Info@PaydayCashExpress.com