Michigan Loans up to $5,000

To apply for a loan, you'll need :

• Valid and working phone number
• Proof of most recent income information
• Valid US. Government issued photo ID or driver's license
• Proof of routing and account number from an open and active check account, must be active for at least 30 days.
• Official documentation of Social Security Number (AL, IN, OK only)

Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking:

Apply
Simply submit your application with all of the necessary requirements.

Get a Decision
Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts.

Loan Acceptance
Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision.

Receiving Funding
After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person.

Repayment
Payments are made in accordance with the terms of the Loan Agreement.

When you apply there is no hard credit checks. This means there is no credit score required. Use the income from you're job as you're good credit.

If you have less than perfect credit you still can apply. Our direct lenders look at other things as their underwritting process not you're credit score when making a loan decision.

Yes! These are all forms of accepted income for a loan application.

Yes! Unemployment is also accepted as a form of income when applying for a loan.